Keystone Assistance — Down Payment & Closing Cost Support
Secure your homeownership foundation with resilient second-lien financing structured to cover both your down payment and closing expenses. Tailored options built to support your long-term financial stability.
Program Overview & Structure
The Keystone Assistance program delivers robust financial muscle through flexible second-lien options. Whether you choose the long-term rewards of a forgivable structure or the structured predictability of a repayable second mortgage, Keystone adjusts to your individual scenario.
Forgivable Second Option
Your second-lien balance is systematically forgiven over time based on continuous owner-occupancy and consistent on-time payments on your primary mortgage.
Repayable Second Option
Utilize a predictable, low-interest amortized second-lien format featuring structured monthly payments to fulfill your exact capital requirements.
Interactive Keystone Assistance Estimator
Enter your home purchase price to instantly calculate your Keystone assistance allocation:
Estimated Assistance Amount:
$17,500
How It Works
Tier Selection
We match your purchasing profile with the ideal Keystone assistance percentage (3.5% or 5%).
Structure Configuration
Choose between the long-term forgiveness milestone track or standard amortized repayment.
Closing Settlement
Assistance funds are applied securely at settlement to drastically reduce your initial out-of-pocket costs.
Calculate Your Keystone Assistance Impact
See how second-lien support minimizes your cash-to-close requirements using our secure tool.
Check Keystone EligibilityFrequently Asked Questions About Keystone Assistance
How does the forgivable option function under Keystone?
The forgivable track systematically writes off your second-lien balance once you fulfill continuous residency and timely payment milestones on your primary loan.
Can Keystone funds be applied toward closing expenses?
Yes! Keystone second-lien financing is specifically engineered to cover both your down payment and closing cost obligations.
Does checking my eligibility require a hard credit check?
Never. Our preliminary evaluations utilize soft-inquiry screening entirely to protect your credit score.