TRUE GRANT

Elevate DPA Grant — True Down Payment Assistance, Never Repaid

Unlock powerful non-repayable down payment funds with zero second lien, zero repayment, and zero hidden catches. Designed to make homeownership exceptionally accessible.

Program Overview & Grant Structure

The Elevate Program provides true, outright financial grants that never need to be paid back. Unlike standard down payment assistance that locks you into a silent second mortgage or monthly obligation, Elevate gives you pure equity from day one.

Conventional Loans

Receive powerful assistance tiers of 1%, 2%, or 3% toward your purchase financing needs.

FHA Loans

Access robust coverage options of 2% or 3.5% to dramatically reduce your cash-to-close at the settlement table.

Program Compatibility

Seamlessly integrates with industry-leading affordable frameworks including Fannie Mae HomeReady and Freddie Mac HomePossible to maximize your purchasing power.

Interactive Elevate Grant Estimator

Enter your home purchase price and select your tier to instantly estimate your Elevate grant amount:

Estimated Purchase Price ($):

Select Grant Tier:

Estimated True Grant Amount:

$12,250

How It Works

Profile Match

We review your target property location, income tier, and loan choice (Conventional or FHA).

Grant Allocation

Your eligible 1% to 3.5% grant amount is securely locked and assigned to your transaction.

Closing Table Success

The grant funds apply directly to your down payment or closing costs with zero future payback requirements.

Who Qualifies

First-time and repeat homebuyers purchasing a primary residence within our core operating states.
Borrowers meeting program-specific income limits aligned with local median household benchmarks.
Applicants achieving qualifying credit score benchmarks for Conventional (HomeReady/HomePossible) or FHA underwriting.
Properties meeting standard single-family, condo, or approved manufactured housing guidelines.

Ready to See Your Elevate Grant Amount?

Use our instant eligibility calculator to check your matching tiers safely with our NoTouch Credit guarantee.

Check Eligibility on Calculator

Frequently Asked Questions About the Elevate Program

Will I ever have to repay the Elevate grant funds?
No. The Elevate program is a 100% true grant. There are no second liens, no silent seconds, and no repayment triggers.

Can I combine Elevate with HomeReady or HomePossible?
Yes! Elevate is fully optimized to work alongside Fannie Mae HomeReady and Freddie Mac HomePossible loans.

Does checking my eligibility affect my credit score?
Never. Our evaluation runs entirely through soft-inquiry checks protecting your credit score completely.